Lauren, 43, marketing consultant and fundraiser

Where do you live? New Jersey.

What was your job title? Marketing Consultant & Fundraiser

In what industry? Medical Office & a Non-Profit Political Org.

How old were your coworkers? I was 42, co-workers were around the same age, some a little older.

How did you find out you were losing your job? One office closed down, the other lost funding & we were told 1 week before our jobs ended.

Did you have to leave immediately, or did they give you a few weeks to get used to the idea? I had 2-3 weeks from one job and 1 week from the other.

Tell us a little about what you did: For the medical office I did marketing, phone work, filing, data entry, etc. I did fundraising for the non-profit org.

What was your favorite part of the job? The marketing skills I learned have been very beneficial to my art career & I enjoyed talking to like-minded people when fundraising.

What was the worst part? Took time away from my artwork. Not a lot of room for advancement.

Did you like going to work? Sometimes…but I ALWAYS did!

Did you feel like you were making a  difference? Especially for the non-profit group, YES!

What have you done since you’ve been laid off? I’ve been focusing on and building my art career…what I’ve always wanted to do!

How do you spend your days? Promoting my art, creating art, preparing & searching for exhibits, applying for freelance jobs, networking, working on my photography…

Have your spending habits changed since you’ve been laid off? (Have you cut back on anything? Given up coffee?) I shop in dollar stores a lot more. Don’t go out with friends during the week anymore.

Do you have big financial worries — kids in college, etc.? Luckily, no.

Do you have a spouse who works? Yes.

How many jobs have you applied for since you’ve been laid off? Many freelance positions and a few marketing jobs.

What kind of job are you looking for next? Will it be in the same field or a different one? Why? I’m focusing on my art career and obtaining jobs, clients and exhibits in this field. I feel it’s what I’m meant to do & it’s now or never!

Carrie, 37, program director

Where do you live? Long Beach, Wash.

What was your job title? Program director

In what industry? Non-profit artist and writers residency

How old are/were most of your coworkers? When I first started working with the organization I had three co-workers, 20, 39, 55 and 80. At the end my sole coworker was 81.

How did you find out you were losing your job? Board members.

Did you have to leave immediately, or did they give you a few weeks to get used to the idea? I knew it was probably going to happen for about a month, but the Founder and Board President didn’t want to give up on the possibility that she would find someway to keep me on.

Tell us a little about what you did: It was a very small non-profit–so everything from answering phones and driving residents to the grocery store to program administration, organizing fundraisers, writing/designing newsletters, etc.

What was your favorite part of the job? Meeting the writers and artists, seeing/reading their work, conversations about life.

What was the worst part? Isolation, too much time at the computer.

Did you like going to work? No.

Did you feel like you were making a difference? Occasionally.

What have you done since you’ve been laid off? Taught Yoga, applied to film school, visited my grandfather for a week.

How do you spend your days? It has varied. Sometimes I am very aimless and overwhelmed by the lack of imposed structure. Lately I get up early, find a place to work (usually a coffee shop), look for jobs online, look at grad schools, run and do yoga, talk to friends on the phone, feel discouraged about my lack of direction. Mostly I feel like I’m doing a lot of searching online.

Have your spending habits changed since you’ve been laid off? (Have you cut back on anything? Given up coffee?) I’m living with a friend to reduce rent, driving less.

Do you have big financial worries — kids in college, etc.? No, still have some student loans to pay off, but nothing huge.

How many jobs have you applied for since you’ve been laid off? 65

Are they in the same part of the country or a different part? Same part.

What kind of job are you looking for next? Will it be in the same field or a different one? Why? I’ve been looking a social work jobs, but most of my experience in the field is from about 7 years ago, so that’s made it hard. I’d like to do something with more direct contact with people, and something that requires a lot of creativity and innovative problem solving.

Kevin, 39, investment manager

Where do you live? Plattsburgh, N.Y., recently moved to Bozeman, MT.

What was your last job title? AVP, Director of Managed Accounts

In what industry? Investment Management

How old were your coworkers? Similar in age to me — 36 to 45.

How did you find out you were losing your job? The consultant I brought in to help went to my boss and told him he could do my job for half my salary. The consultant firm was angry so they called me to tell me, before my boss did.

Did you have to leave immediately, or did they give you a few weeks to get used to the idea? 5 weeks notice, and I had to help my replacement get “up to speed” or they wouldn’t pay my crappy severance. (After 15 years)

Tell us a little about what you did: I managed the firm’s entire “separately managed accounts” program. I started with 30 accounts in 2001, and figured out how to run 4500+ accounts without hiring the correct amount of staff (i.e. I worked 12+ hours per day)

What was your favorite part of the job? Challenging, unpredictable work flow, always changing.

What was the worst part? Same.

Did you like going to work? Yes.

Did you feel like you were making a difference? Yes.

What have you done since you’ve been laid off? Collected unemployment, while sending out over a hundred resumes while hearing almost NOTHING back.

How do you spend your days? Searching for jobs, taking care of the kids, making dinner, and cleaning the house.

Have your spending habits changed since you’ve been laid off? (Have you cut back on anything? Given up coffee?) We’ve cut back on EVERYTHING. We only buy what’s on sale now, we save NOTHING for retirement, we drive old cars, and we don’t even dream about vacations.

Do you have big financial worries — kids in college, etc.? I am about to lose my home, Citimortgage doesn’t help, even though they pretend to.

Do you have a spouse who works? Yes

How many jobs have you applied for since you’ve been laid off? 55

Are they in the same part of the country or a different part? Different part.

What kind of job are you looking for next? Will it be in the same field or a different one? Why? Currently, I am looking for ANY job. Don’t care what it is. I will take almost anything.

Julia, 25, forensic psychologist

Where do you live? Jacksonville, N.C.

When did you graduate or move? Graduated in May, moved in July.

What was your field of study? Forensic psychology.

How long have you been actively job-hunting? 8 months.

What sort of job are you looking for? Anything at this point.

Any interviews? I was called in for an interview, only to be called back a couple of hours later to find out that the job had been filled.

What are your biggest obstacles? (Do you have to move back in with your parents? Do you have a mortgage to worry about?) My husband is in the Marine Corp and his current duty station has us living in a small, isolated town with limited job opportunities. I’m finding my education is making me over qualified for most of the jobs in the area and because I have spent so much time in school and I don’t meet the experience requirements for the jobs that are in my education range, I’m sort of stuck in limbo.

What are your biggest frustrations? I think the most frustrating thing is sending out countless applications daily and never hearing anything. Is anyone out there?

What are your biggest fears? Never getting hired.

What do you do all day? Job applications, cleaning, taking care of the house, the dog and my wonderful husband.

Do you have big financial worries — family obligations? Loans you’re supposed to pay back? A growing credit card bill? Student loans, student loans, student loans and a growing credit card bill.

Any final thoughts? I wish there was more job support for military spouses.

David, 26, biomedical engineer

Where do you live? Richmond, VA

When did you graduate or move? May 2009

What was your field of study? Biomedical Engineering/Mathematics/Physics

How long have you been actively job hunting? I have been looking for a job since graduating this past May.

What sort of job are you looking for? Ideally, I would obtain a position as biomedical engineer and develop cardiac medical devices, such as, artificial heart valves, ventricular assist devices, and implantable cardioverter defibrillators. Alternatively, any mechanical engineering job would suffice. Regretfully, the job title, fry cook, is looking like an excellent position with plenty of room for advancement.

Any interviews? What’s an interview?

What are your biggest obstacles? (Do you have to move back in with your parents? Do you have a mortgage to worry about?) I need to get reestablished. In other words, I need a short-term job, an apartment, and a car.

What are your biggest frustrations? I can’t find a car.

What are your biggest fears? That I will stay underemployed.

What do you do all day? I tweet on my-face-space-book blog. Also, I babysit my two year old nephew.

Do you have big financial worries — family obligations? Loans you’re supposed to pay back? A growing credit card bill? I have a hefty amount of school debt. I do not have any credit card debt.

Do you have a partner or spouse who works? No.

Any final thoughts? I’m considering putting together a fake resume just to waste the time of the human resources department. I’m bored and frustrated. Yes, I received my PhD from Harvard.

Alison, 28, school counselor

Where do you live? Chicago, IL

When did you graduate or move? I moved back to Chicago in June of 2009

What was your field of study? School counseling.

How long have you been actively job hunting? Ever since I got here.

What sort of job are you looking for? At first it was strictly school counseling, then I opened up to any kind of counseling, then any kind of youth work, now I’m to the point of applying for office jobs. I need money, so I’ll do anything.

Any interviews? Yes, they come in waves. I’ll go two weeks with nothing and then have 3 in one week. I’ve been VERY close to getting a couple, and later got edged out by a bilingual candidate.

Are they in the same part of the country or a different part? Same part.

What are your biggest obstacles? (Do you have to move back in with your parents? Do you have a mortgage to worry about?) Really, just living month to month is an obstacle. My husband and I are both looking for work so we have to scrape together rent, utilities, and credit card payments every month by temping and selling our things.

What are your biggest frustrations? I am frustrated with consistently being edged out by bilingual candidates at the very last second after much effort and multiple interviews. For example, one school required me to submit a huge binder of programming to address their hypothetical problem scenarios, which I worked on for weeks. I went to two interviews with them and at the last second they hired someone else with ZERO training in counseling because she is bilingual. Apparently that counts for more than my graduate degree in counseling. If you want someone who is bilingual that badly, please state that in your job posting so I don’t have to waste my time and get my hopes up. I am trying to learn Spanish but there is no way I can become fluent overnight, so it seems like there’s absolutely nothing I can do to get a job in this town right now despite all my good training and experience. It makes me feel hopeless.

What are your biggest fears? I am afraid that I will never find something in my field and I will be miserable working at McDonald’s or something, working hard everyday for minimum wage and still not being able to cover my rent, bills, and loans.

What do you do all day? I look for jobs every single day. I have applied to at least 10 jobs each day since I got here. That takes up a lot of time. I also watch more TV than anyone should, sleep more than anyone should, and feel miserable.

Do you have big financial worries — family obligations? Loans you’re supposed to pay back? A growing credit card bill? I am on a six-month unemployment leave from my student loan and that [is ending]. That is SCARY. We buy everything we need (gas, food, etc.) on the credit cards and the balances are getting higher and higher. What happens if they max out?

Annie, 58, librarian

Where do you live? Western, KY

What was your job title? Circulation supervisor

In what industry? Libraries

How old were most of your coworkers? From 20′s to early 60′s. Mostly 30 somethings.

How did you find out you were losing your job? Boss just said I didn’t know what I was doing. I had been a librarian for 20+ years. Why couldn’t she just tell the truth? She just wanted to put a part-timer back on full.

Did you have to leave immediately or did they give you a few weeks to get used to the idea? They took my key and time card and I was gone. Now they won’t even answer when people ask about me.

Tell us a little about what you did: Trained and supervised staff. Oversaw daily library operations. Helped patrons with reference questions.

What was your favorite part of the job? Being able to help patrons.

What was the worst part? Having to stand on my feet all day and not being allowed to help people like I had in previous jobs.

Did you like going to work? Yep–pretty much. Had some favorite patrons I enjoyed seeing.

Did you feel like you were making a difference? Not as much as other libraries where I have worked simply because I was not given the chance. I did have some patrons who asked my advise on things.

What have you done since you’ve been laid off? Finished an online medical transcription course and searched for jobs. Am taking a medical coding course on my own.

How do you spend your days? Job searching, studying, reading and being bored!

Have your spending habits changed since you’ve been laid off? (Have you cut back on anything? Given up coffee?) Have cut out everything but food and housing. No insurance so no checkups, etc. and cutting back on my medicine. Can’t afford it.

Do you have any big financial worries? Yes-how will I be able to go to the hospital when my health crashes due to lack of medicine? How can I keep the house?

How many jobs have you applied for since you’ve been laid off? Since the end of May — 75.

What kind of job will you apply for next? Will it be in the same field or a different field? Why? Anything. I’ve exhausted all possible library jobs without going back to school. Can’t afford that so am trying different options. With our local unemployment rate at over 12%, not much to choose from–not to mention the age discrimination that goes on.